POS & Gateway MDRSwipe Machine & Payment Gateway Deduction
Credit Card Payment & MDR Deduction Calculator
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How Banks Calculate Credit Card MDR:
Banks & POS providers (PineLabs, Paytm POS, MSwipe, Razorpay) charge base MDR + 18% GST on the MDR amount. For example, a 2.0% MDR translates to an effective rate of 2.36% (2% + 0.36% GST).
Supports Visa, Mastercard, RuPay & AmexStandard 18% GST on MDR included
Net Bank Payout (Settlement)Effective: 2.36%
₹4,882.00
Final amount credited to your business account
Invoice Bill Value:₹5,000.00
Customer Pays:₹5,000.00
Base MDR Fee (2%):-₹100.00
18% GST on MDR:-₹18.00
Total Deduction:-₹118.00
Net Merchant Settlement:₹4,882.00
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